Certified Financial Planner® / Personal Finance Advisor
Required Skills
financial planning
budgeting
retirement planning
debt management
risk management
cfp certification
compliance
written communication
verbal communication
client relationship management
financial problem-solving
fiduciary standard
holistic financial coaching
mentoring
workflow/process development
Job Description
Job Title: Certified Financial Planner® / Personal Financial Advisor
Job Type: Part-time
Location: Remote
Job Summary:
Join our customer’s team as a personal financial advisor (CFP®) and help shape the future of AI-assisted financial planning. This remote, part-time role lets you leverage your expertise working with typical American households to improve how AI supports both financial advisors and everyday clients. Work asynchronously alongside a leading AI lab, providing insights that make financial guidance more accessible and practical for real families.
Key Responsibilities:
- Review realistic financial planning scenarios that reflect everyday client conversations, covering budgets, emergency funds, debt payoff, retirement planning, and more.
- Evaluate AI-generated advice for suitability, clarity, and practicality for mainstream and mass-affluent households.
- Detail how you would conduct advisory conversations — including question frameworks, goal prioritization, and tradeoff discussions (e.g., mortgage payments vs. 401(k) matching, debt repayment vs. investing).
- Articulate actionable decision rules and rules of thumb used with real clients (such as cash reserve targets or savings-rate benchmarks).
- Deliver written feedback to refine AI explanations, next steps, and tradeoff framing — focusing on clear, empathetic language for non-experts.
- Identify compliance and risk considerations, advising when to stay within scope or refer to other specialists (CPA, attorney, insurance).
Required Skills and Qualifications:
- Several years of client-facing experience as a Financial Planner/Advisor, Personal Financial Consultant, or similar role serving mainstream households (W-2 income, standard employer retirement plans, common debts, and insurance needs).
- Demonstrated expertise in budgeting, cash-flow planning, debt management, retirement planning, education savings, and risk management for everyday clients.
- CFP® certification strongly preferred (or CFP exam passed with relevant experience), though ChFC or other credentials considered when paired with substantial practical experience.
- Exceptional written and verbal communication skills, able to explain tradeoffs in simple, reassuring language.
- High professional integrity, strong compliance orientation, and commitment to a fiduciary/client-first standard.
- Hands-on experience with standardized planning processes and a proactive approach to financial problem-solving.
Preferred Qualifications:
- Experience blending holistic planning and financial coaching, especially in mass-market or workplace advisor roles.
- Experience mentoring junior advisors or developing planning process materials (checklists, playbooks, workflows).